{"site":"experian.com","task":"finance_bills.credit_report_freeze_or_dispute","available":true,"recipe":{"uri":"recipe://experian.com/finance_bills.credit_report_freeze_or_dispute/public-preflight-v1","version":1,"status":"active","agent_class":"browser_agent_user_present","summary":"Official credit-bureau freeze/dispute page -> choose freeze, unfreeze, or dispute -> verify identity -> review action -> stop before placing/removing freeze or filing dispute unless user confirms.","steps":[{"order":1,"instruction":"Open the documented public path for Experian: Official credit-bureau freeze/dispute page -> choose freeze, unfreeze, or dispute -> verify identity -> review action -> stop before placing/removing freeze or filing dispute unless user confirms.","evidence_gate":"Public source or help surface is visible."},{"order":2,"instruction":"Check the listed blockers and policy constraints before entering account, payment, booking, or cancellation state.","evidence_gate":"2fa_user_present, captcha, human_handoff_required"},{"order":3,"instruction":"Stop before any irreversible or user-sensitive action and ask for explicit approval.","evidence_gate":"User approval is captured before final action."}],"guards":["Do not make credit-report representations as legal or financial advice.","Never submit SSN, date of birth, address history, or identity documents without user present.","Confirm whether the user wants a freeze, thaw, lock, or dispute because these actions differ materially."],"success_signals":["Official freeze/dispute entry point identified","Identity verification requirements extracted","PIN, confirmation number, or case status expected after user-present action"],"expires_at":"2026-07-30T11:23:34.690Z"},"known_blockers":["2fa_user_present","captcha","human_handoff_required"],"confidence":{"score":0.27,"level":"low","sample_size":2,"rationale":"Confidence reflects 0.7 effective weight, Wilson bounds 0.040144-0.959856, and Beta posterior mean 0.5."},"freshness":{"updated_at":"2026-07-29T11:23:34.690Z","age_days":0,"status":"fresh","rationale":"Latest evidence is 0 days old."},"evidence":{"sample_size":2,"source_tiers":["public_web_observation"],"evidence_ids":["top100-finance_bills-36-experiancom-finance-billscredit-report-freeze-or-dispute"],"latest_evidence_id":"top100-finance_bills-36-experiancom-finance-billscredit-report-freeze-or-dispute","notes":["Official public source was inspected for workflow shape and safety constraints; no login, payment, dispute, tax filing, or account change was attempted.","Source: https://www.experian.com/freeze/center.html"]},"trust":{"score":0.32,"level":"low","reporter_count":0,"deduplicated_evidence_count":0,"quarantined_count":0,"rationale":"Low-trust public web observation from official or public task documentation; treat as directional until measured agent runs arrive."},"recommended_actions":[{"priority":"high","actor":"agent","action":"Do not make credit-report representations as legal or financial advice.","expected_impact":"Keeps the agent inside documented, reversible, user-approved boundaries."},{"priority":"high","actor":"agent","action":"Avoid autonomous execution and request user-present browser mode.","expected_impact":"Prevents the agent from burning retries against access-control friction."},{"priority":"medium","actor":"agent","action":"Capture handoff evidence and pause before accepting retention offers.","expected_impact":"Keeps user intent explicit during adversarial cancellation flows."}]}