{"site":"sofi.com","task":"finance_bills.schedule_bill_payment","available":true,"recipe":{"uri":"recipe://sofi.com/finance_bills.schedule_bill_payment/public-preflight-v1","version":1,"status":"active","agent_class":"browser_agent_user_present","summary":"Official public bill-pay page/FAQ -> sign in or enroll -> add or choose payee -> enter amount and delivery date -> review scheduled payment -> stop before final payment authorization.","steps":[{"order":1,"instruction":"Open the documented public path for SoFi: Official public bill-pay page/FAQ -> sign in or enroll -> add or choose payee -> enter amount and delivery date -> review scheduled payment -> stop before final payment authorization.","evidence_gate":"Public source or help surface is visible."},{"order":2,"instruction":"Check the listed blockers and policy constraints before entering account, payment, booking, or cancellation state.","evidence_gate":"login_required, 2fa_user_present, payment_3ds_user_present"},{"order":3,"instruction":"Stop before any irreversible or user-sensitive action and ask for explicit approval.","evidence_gate":"User approval is captured before final action."}],"guards":["Never schedule, edit, or cancel a payment without explicit user approval at the final confirmation screen.","Require the user to verify payee, amount, delivery date, and funding account.","Record only non-sensitive confirmation signals, not account or routing numbers."],"success_signals":["Bill Pay entry point found","Payment timing or eBill rules parsed","Final confirmation page or scheduled-payment receipt expected after user approval"],"expires_at":"2026-07-30T10:28:20.711Z"},"known_blockers":["login_required","2fa_user_present","payment_3ds_user_present"],"confidence":{"score":0.28,"level":"low","sample_size":2,"rationale":"Confidence reflects 0.7 effective weight, Wilson bounds 0.070462-0.981943, and Beta posterior mean 0.544074."},"freshness":{"updated_at":"2026-07-29T10:28:20.711Z","age_days":0,"status":"fresh","rationale":"Latest evidence is 0 days old."},"evidence":{"sample_size":2,"source_tiers":["public_web_observation"],"evidence_ids":["top100-finance_bills-18-soficom-finance-billsschedule-bill-payment"],"latest_evidence_id":"top100-finance_bills-18-soficom-finance-billsschedule-bill-payment","notes":["Official public source was inspected for workflow shape and safety constraints; no login, payment, dispute, tax filing, or account change was attempted.","Source: https://www.sofi.com/banking/"]},"trust":{"score":0.32,"level":"low","reporter_count":0,"deduplicated_evidence_count":0,"quarantined_count":0,"rationale":"Low-trust public web observation from official or public task documentation; treat as directional until measured agent runs arrive."},"recommended_actions":[{"priority":"medium","actor":"agent","action":"Never schedule, edit, or cancel a payment without explicit user approval at the final confirmation screen.","expected_impact":"Keeps the agent inside documented, reversible, user-approved boundaries."}]}