# capitalone.com / finance_bills.update_autopay

Health: constrained
AES: 46
Confidence: low 0.27
Freshness: 0d

## Recipe

Status: active
URI: recipe://finance_bills.update_autopay/capitalone-setup-autopay/v1

1. Open the official public source page and verify the current task path before acting.
2. Enter the task surface only after matching the user's goal to the documented path.
3. Stop at any irreversible, paid, or account-mutating step until the user approves.

## Blockers

- login_required
- 2fa_user_present
- payment_3ds_user_present
- confirmation_email_missing

## Recommended Actions

- Treat Capital One AutoPay as a payment-settings mutation requiring user-present approval. Prevents unattended changes to recurring credit-card payments.